While most people think saving money can be relatively easy, one out of every five Americans has absolutely nothing saved up at all. So no matter how much money you earn, whether it’s full time or part time, you need to think about saving up for a rainy day. And there are lots of ways to save up for a rainy day, without making sacrifices.

how to save money

For starters, if you’re a little bit thrifty, you’ll need to shop around. For many people, buying from local farmers’ markets and food banks means you’re getting quality food that’s really cheap. That can save you a bunch of money in the long run. Also, consider taking the time to look up coupons on the internet. Not only are they free but you can find literally millions of coupons for just about everything, right from clothes and shoes to food and appliances.

Another way to save money with a budget is to cut back on your consumption of things that you can do yourself. In other words, you don’t always need to buy the brand new item right off the store floor. You could instead try to make it at home yourself. The internet has plenty of resources to teach you how to do just that. You can learn how to do it from books, on the internet, or even by simply watching videos online. You might even be able to go straight to someone who can show you how to make it for you.

You also might want to check out your bank’s rewards program. Most banks offer their customers the chance to earn cash back by shopping at their stores. This can be a great way to earn back a few dollars every week, and it can help you save on the high costs associated with food at department stores.

Finally, if you’re in the market for some good deals at the grocery store, you may want to check out the deals available online. There are tons of websites that offer free coupons that you can print right from the comfort of your home, which can be redeemed for pretty much anything.

If you take the time to learn how to save money with a budget, you’ll soon see that it isn’t as hard as it seems. It just takes a little extra effort. Just remember that you don’t have to sacrifice anything important to live well.